Finance
A familiar voice or face no longer proves who's callingAI fakes now pass the voice and face checks people rely on
For generations a voice on the phone or a face on a video call was good enough proof of who was there. Banks built call-centre checks on it, companies approve payments on it, and families trust it when a relative asks for help. AI now copies voices and faces cheaply and well enough to pass, so the signal most people rely on has stopped being proof. Scammers pose as banks, officials and relatives, and victims move money believing the person is real. Checks that ask a person to judge whether a call is genuine keep failing, because that judgement is exactly what the fakes defeat. What is missing is a way to prove a real person is present that does not depend on how they look or sound.
- For whom
- People targeted by impersonation scams · families asked for money by someone posing as a relative · banks and payment firms checking customers by phone or video · companies that approve payments on calls







